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Best Business Line of Credit Loans in Ohio Jan 2025
Build your credit. Unlock your business potential.
A line of credit loan is a great way to help your business thrive. Compare and review the top business line of credit providers that offer low rates, ideal repayment terms, and fast approval.
Best Business Loans in Ohio for January 2025
Find funding that suits your business
Best Business Line of Credit Loans in Ohio Jan 2025
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Updated January 2025

Filter the best options for you:

Credit Score
Bad Credit (300-579)
Time in Business
1-2 years
Monthly Revenue
Less than $10,000
1
Editor's Choice
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8.4
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Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
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8.3
Customer Engagement
Based on click-share
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7.9
Products & Offerings
Based on our
editorial analysis
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9.2
additional info
Learn more on how we score
8.4
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Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
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8.3
Customer Engagement
Based on click-share
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7.9
Products & Offerings
Based on our
editorial analysis
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9.2
additional info
Learn more on how we score
Top-Rated Business Lending Platform
  • Get matched with a lender in minutes
  • Choose the best loan terms for you
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Visit Lendzi
More info:
Funding Amount
$10K-$5M
Time in Business
18+ months
Monthly Revenue
$12K+
Min. Credit Score
620
2
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8.3
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Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
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8.9
Customer Engagement
Based on click-share
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7.7
Products & Offerings
Based on our
editorial analysis
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9.0
additional info
Learn more on how we score
8.3
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Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
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8.9
Customer Engagement
Based on click-share
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7.7
Products & Offerings
Based on our
editorial analysis
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9.0
additional info
Learn more on how we score
Get Funded Within 24-48 Hours
  • Fast 3-step funding process
  • No prepayment penalties
Apply Now
Visit Fora
More info:
Funding Amount
$5K-$1.5M
Time in Business
18+ months
Monthly Revenue
$20K+
Min. Credit Score
600
Compare Between Top Lenders
Use this side-by-side comparison table to help you find the right lender.
Lendzi
Fora
Lendzi
Fora
Features
Lendzi
Fora
8.4
8.3
Min. Time in Business
18 months
18 months
Min. Monthly Revenue
$12K
$20K
Min. Credit Score
620
600
Loan Amount
$10,000 - $5,000,000
$5,000 - $1,600,000
Repayment Period
Up to 25 years
Up to 15 months
Equipment Loans
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Top Choice Overall
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8.4
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Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
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8.3
Customer Engagement
Based on click-share
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7.9
Products & Offerings
Based on our
editorial analysis
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9.2
additional info
Learn more on how we score
8.4
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Very Good
Scores are calculated based on:
Brand Performance
Based on data insights
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8.3
Customer Engagement
Based on click-share
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7.9
Products & Offerings
Based on our
editorial analysis
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9.2
additional info
Learn more on how we score
  • Get matched with a lender in minutes
  • Choose the best loan terms for you
Apply Now
Visit Lendzi
FAQs About Business Line of Credit Loans
Financing your business has become easier than ever with many lenders and business loan providers available. Get started with the most commonly asked questions about line of credit loans.
What is a line of credit?
A line of credit (LOC) is a flexible loan provided by a financial institution that you can access as needed and repay either immediately or over time. LOCs can be cost-effective solutions for month-to-month financial difficulties or for executing complicated transactions. Just like any other loan, it's important to check interest rates, fees, and the repayment schedule before signing.
What is a business line of credit?
A business LOC can be used to borrow cash on an as-needed basis instead of taking out a fixed amount. A secured LOC is backed up by collateral, while an unsecured LOC is not guaranteed by any asset. For business owners, secured LOCs are attractive because they typically come with a higher maximum credit limit and significantly lower interest rates than unsecured LOCs.
When should I use a business line of credit?
The main reason to open a business LOC is to gain access to short-term funding. Most businesses use these funds to support financing for operational expenses like supplies and payroll or for increasing inventory.
What is the benefit of having a business line of credit?
A business LOC has built-in flexibility, which provides small and medium businesses with the ability to adapt to a changing environment, especially in times of growth or uneven cash flow.
What other lines of credit are available?
The most common types of LOCs are personal, business, and home equity. Opening a personal LOC (PLOC) usually requires a credit history of no defaults, a credit score of 670 or higher, and reliable income. PLOCs are frequently used by those with an irregular income for travel, entertainment as well as emergency events. Home equity LOCs (HELOCs) are the most common type of secured LOC and they are specifically geared toward homeowners.

¹Biz2Credit Disclosure: See website for details. Varies depending on product and qualifications.
²American Express Business Line of Credit Disclosure: All businesses are unique and are subject to approval and review. The required FICO score may be higher based on your relationship with American Express, credit history, and other factors. American Express® Business Line of Credit offers two loan types, installment loans and single repayment loans for eligible borrowers. All loan term types, loan term lengths, and pricing are subject to eligibility requirements, application, and final approval. This chart contains general information about the American Express® Business Line of Credit installment loan type only.
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We aim to provide valuable content and useful comparison features to our visitors through our free online resource. It's important to note that we receive advertising compensation from companies featured on our site, which influences the positioning and order in which brands (and/or their products) are displayed, as well as the assigned score. Please be aware that the inclusion of company listings on this page doesn't imply endorsement. We don't feature all providers available in the market. Any information presented on this page, including pricing, is subject to change without notice. We want to emphasize that we disclaim all representations and warranties concerning the accuracy of the information provided on this site, unless otherwise explicitly stated in our Terms of Use
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